Valuables insurance - Home insurance - PMT ROY

Stay safe and secure at home with S.O.S Identity ®

Stay safe when you work from home. With Intact Insurance’s extended home coverages, enjoy additional protection for your new reality. Add identity theft coverage and cyber protection to your home insurance policy, and enjoy access to Lifespeak, a well-being platform with mental health content and programs.

S.O.S Identity ®

Protect your valuables

You no doubt have certain possessions that are very important to you. Your works of art, musical instruments, collections, jewelry, bicycles, or other special items may not be covered by your basic home insurance.

To make sure you’re fully protected and to avoid unpleasant surprises, you need coverage tailored to your needs.

Save with FADOQ

Members of the FADOQ network can benefit from exclusive unmatched advantages. FADOQ FreeSpace® is offered by Intact Insurance to people age 50 and over.

Home insurance advantages

  • Up to $300 reduction in deductible for a first claim in the last 3 years
  • Replacement cost on the building with no obligation to rebuild
  • Assistance service following a hospitalization

Take advantage of additional benefits by combining your home and auto insurance

  • Replacement cost for your property and furniture without the obligation to replace them
  • Free SOS Identity coverage for $25,000

Do you have trouble getting insured?

For various reasons, you may have been refused by an insurer in the past.
We have home and auto insurance solutions specially designed for customers who have had non-payment issues and excessive claims, an unconventional creditor, a suspended driver’s license, or a criminal record*.

*Subject to approval

Frequently asked questions

A rider is used to modify your insurance policy. For example, you own a car and you’re the only driver. Occasionally, you would like to lend your car to your children who live with you. In this case, your broker will ask the insurer for a modification (rider) to add them to the policy. Your children’s names will be added to the “driver” section, and you will most likely have to pay an additional amount.

You must contact your broker to let them know, and they will transfer your call to the claims department, where a claims expert will open a file and guide you through the process. Your damage insurance broker is always ready to help when needed.

Insurance premiums are based on micro-pricing and a customer’s credit rating. A good credit rating represents a lower risk for the insurer and will result in a better premium. We do not have access to our customers’ credit records, and the fact of giving your verbal consent in no way affects your credit rating.