Other insurance products offered by PMT ROY

We offer several other insurance products tailored to your business

Need one of these insurance products to protect your business?

  • Aviation
  • Cargo
  • Marine
  • Business interruption
  • Umbrella

Our brokers can meet the specific needs of your sector. Take advantage of our expertise!

Aviation

Aviation companies are exposed to numerous risks that could lead to heavy financial losses, injuries to passengers, or even loss of life. Basic commercial insurance does not cover the specific risks related to the aviation sector.

Aerospace manufacturers, airports, hangars, warehouses, flight schools, and companies operating at airports need to protect themselves with aviation insurance.

Run your business with peace of mind—let our experts recommend the right coverage for you.

Characteristics and advantages of the product

  • Commercial or private aircraft
  • Damage to moving aircraft (crash, collision)
  • Damage to stationary aircraft (theft, vandalism, fire)
  • Business interruption and extra expense
  • Aviation liability

Cargo

Importers and exporters need professional help when it comes to insurance. The liability of transportation and delivery companies can sometimes be limited, which is why all companies that buy or sell material or merchandise should purchase cargo insurance.
 
While it’s possible to operate without insurance, this exposes managers to major financial losses in the event of an incident. To avoid these headaches for your company, consult with our brokers so you can focus on what really matters.
 

Characteristics and advantages of the product

  • Lost or damaged cargo
  • Improper stowage by the marine shipping company
  • Merchandise in transit to the warehouse or any other destination (stock throughput)
  • Land, sea or air routes
  • International coverage

Marine

In the marine industry, several factors need to be considered in order to protect your and your customers’ property, to make sure everything is smooth sailing.

Marine insurance covers vessels under construction, river vessels and cargo ships, as well as boats that transport and host passengers, such as river cruises, restaurant boats, house boats, and charter boats.

Basic commercial insurance does not cover the specific risks related to the marine sector. Companies with activities at ports or related to the marine sector must also purchase marine insurance.

We can advise you on your specific needs.

Characteristics and advantages of the product

  • Coverage of the ship, its equipment, merchandise, or other furnishings and accessories
  • Marine liability
  • Perils of the sea, such as fire, war, piracy, privateering, robbery
  • Salvage fees
  • Cargo removal fees

Business interruption

The efforts you put into growing your company are priceless. If a major flood or a fire were to strike at your workplace, forcing you to shut down during the repairs, you’d lose income while still having to cover certain expenses.

All businesses, whether an office or a manufacturing plant, should add business interruption coverage to their commercial insurance policy to minimize the fallout from a possible loss.

Let our specialized brokers advise you.

Characteristics and advantages of the product

  • Extra expenses incurred to continue operations
  • Forced shutdown by the authorities following a loss
  • Loss of business income during reconstruction
  • Loss of income until sales return to normal

Umbrella

Turn on the news and you’re sure to see plenty of examples of catastrophic events that end up in multimillion-dollar lawsuits. Events that cause major fires, injuries or loss of life can jeopardize even the largest companies. Umbrella insurance is an effective solution to protect your company against disaster scenarios.

Any company that requires a large amount of civil liability insurance should purchase umbrella insurance, as should any company that operates or sells its products and services abroad.

Our experts are here to properly advise you and protect you.

Characteristics and advantages of the product

  • Worldwide coverage
  • Increase in the total insurance amount
  • Protection for your company in the event of a disaster
  • Can top up auto civil liability insurance