Announcement: PMT ROY and PMA Assurances unveil their new brand image. For more information, see our press release.
Stay safe and secure at home with S.O.S Identity ®
Stay safe when you work from home. With Intact Insurance’s extended home coverages, enjoy additional protection for your new reality. Add identity theft coverage and cyber protection to your home insurance policy, and enjoy access to Lifespeak, a well-being platform with mental health content and programs.
Protect your income property
Buying an income property is a major investment. The building, the rental income and your civil liability are all subject to financial losses. Cover these risks by purchasing the right insurance policy with us.
Do you have trouble getting insured?
For various reasons, you may have been refused by an insurer in the past.We have home and auto insurance solutions specially designed for customers who have had non-payment issues and excessive claims, an unconventional creditor, a suspended driver’s license, or a criminal record*.
*Subject to approval
Frequently asked questions
A rider is used to modify your insurance policy. For example, you modify your building to include four units instead of three. After receiving your call, your broker will ask for a rider to your insurance policy to declare the changes you made to your building.
The deductible is the amount that the insured will have to pay in the event of a covered claim. For example, if you make a covered claim of $10,000 and your deductible is $1,000, the insurer will reimburse you $9,000 and you will have to pay the remaining $1,000 out of pocket.
You must contact your broker to let them know, and they will transfer your call to the claims department, where a claims expert will open a file and guide you through the process. Your damage insurance broker is always ready to help when needed.
Insurance premiums are based on micro-pricing and a customer’s credit rating. A good credit rating represents a lower risk for the insurer and will result in a better premium. We do not have access to our customers’ credit records, and the fact of giving your verbal consent in no way affects your credit rating.